Side-by-side cost of living comparison for 2026
30% cheaper
Des Moines is 30% more affordable than Sacramento. A $75,000 salary in Sacramento is equivalent to $52,148 in Des Moines.
Index values shown. National average = 100. Lower is cheaper.
To maintain the same standard of living:
See exact take-home pay: Iowa salaries · California salaries
Housing is typically the biggest factor in any cost-of-living comparison. Des Moines has a housing index of 74 while Sacramento sits at 163 (national average = 100). The median home in Des Moines costs $210,000 compared to $450,000 in Sacramento, a difference of $240,000. Monthly rent follows a similar pattern: $1,100 in Des Moines versus $1,700 in Sacramento.
Groceries and everyday expenses show a notable difference: Des Moines scores 96 while Sacramento scores 104. Both cities are close to the national average for grocery costs.
Healthcare costs in Des Moines (97) are lower than Sacramento (106). Both are close to the national average.
Median household income in Des Moines is $55,958 compared to $64,660 in Sacramento. When adjusted for cost of living, income goes further in Des Moines.
Amazon affiliate links