City Comparison

Des Moines vs Round Rock

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

Round Rock

Texas
101
Average
$413,000
Median Home
$1,400/mo
Median Rent
$100,500
Median Income

The Verdict

11.9%

The cost gap between these cities is 11.9%, with Des Moines being the more affordable option. A $75,000 income in Des Moines has equivalent purchasing power to $85,112 in Round Rock.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
92
Round Rock
Groceries
96
Des Moines
96
Round Rock
Utilities
93
Des Moines
109
Round Rock
Transportation
100
Des Moines
99
Round Rock
Healthcare
97
Des Moines
96
Round Rock

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $85,112 in Round Rock.

Conversely, $75,000 in Round Rock equals $66,089 in Des Moines.

Living in Des Moines vs Round Rock

Housing Costs

Des Moines's housing index of 74 is lower Round Rock's 92, translating to median home prices of $210,000 vs $413,000. The $203,000 difference in home prices means roughly $13,200 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $1,400/mo in Round Rock, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 96 in Round Rock. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $456/month in Round Rock. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 109 in Round Rock. Monthly utility bills average approximately $372 in Des Moines vs $436 in Round Rock. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Des Moines and 96 in Round Rock. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $100,500 in Round Rock. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $99,505 respectively. Round Rock residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $2,345/month in Round Rock. In Des Moines, median rent of $1,100/mo fits within this budget. In Round Rock, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Des Moines is 11.9% more affordable overall with an index of 89 vs 101.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $85,112 in Round Rock, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while Round Rock's is 92 with median homes at $413,000.

Moving & Relocation Resources

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