City Comparison

Des Moines vs Palmdale

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

Palmdale

California
130
Expensive
$471,000
Median Home
$1,725/mo
Median Rent
$81,800
Median Income

The Verdict

31.5%

Living in Des Moines costs 31.5% less than Palmdale. To match the purchasing power of a $75,000 salary in Des Moines, you would need $109,551 in Palmdale.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
159
Palmdale
Groceries
96
Des Moines
112
Palmdale
Utilities
93
Des Moines
111
Palmdale
Transportation
100
Des Moines
125
Palmdale
Healthcare
97
Des Moines
109
Palmdale

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $109,551 in Palmdale.

Conversely, $75,000 in Palmdale equals $51,346 in Des Moines.

Living in Des Moines vs Palmdale

Housing Costs

Des Moines's housing index of 74 is lower Palmdale's 159, translating to median home prices of $210,000 vs $471,000. The $261,000 difference in home prices means roughly $16,968 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $1,725/mo in Palmdale, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 112 in Palmdale. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $532/month in Palmdale. Des Moines offers a meaningful advantage on everyday food costs, saving roughly $912/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 111 in Palmdale. Monthly utility bills average approximately $372 in Des Moines vs $444 in Palmdale. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Des Moines and 109 in Palmdale. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $81,800 in Palmdale. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $62,923 respectively. Palmdale residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,909/month in Palmdale. In Des Moines, median rent of $1,100/mo fits within this budget. In Palmdale, median rent of $1,725/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 85 index points — focus your budget analysis there.

Frequently Asked Questions

Des Moines is 31.5% more affordable overall with an index of 89 vs 130.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $109,551 in Palmdale, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while Palmdale's is 159 with median homes at $471,000.

Moving & Relocation Resources

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