Des Moines vs Nampa
Cost of Living Comparison · 2026
Des Moines
Nampa
The Verdict
Living in Des Moines costs 15.2% less than Nampa. To match the purchasing power of a $75,000 salary in Des Moines, you would need $88,483 in Nampa.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Des Moines has the same purchasing power as $88,483 in Nampa.
Conversely, $75,000 in Nampa equals $63,571 in Des Moines.
Living in Des Moines vs Nampa
Housing Costs
Des Moines's housing index of 74 is lower Nampa's 104, translating to median home prices of $210,000 vs $371,000. The $161,000 difference in home prices means roughly $10,464 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $1,500/mo in Nampa, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 96 in Des Moines and 105 in Nampa. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $499/month in Nampa. Des Moines offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 83 in Nampa. Monthly utility bills average approximately $372 in Des Moines vs $332 in Nampa. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 97 in Des Moines and 102 in Nampa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $55,958 in Des Moines and $74,300 in Nampa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $70,762 respectively. Nampa residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,734/month in Nampa. In Des Moines, median rent of $1,100/mo fits within this budget. In Nampa, median rent of $1,500/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 30 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
As an Amazon Associate we earn from qualifying purchases