City Comparison

Des Moines vs London

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

London

United Kingdom
115
Above Average
$695,000
Median Home
$2,400/mo
Median Rent
$55,000
Median Income

The Verdict

22.6%

Living in Des Moines costs 22.6% less than London. To match the purchasing power of a $75,000 salary in Des Moines, you would need $96,910 in London.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
162
London
Groceries
96
Des Moines
92
London
Utilities
93
Des Moines
112
London
Transportation
100
Des Moines
125
London
Healthcare
97
Des Moines
78
London

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $96,910 in London.

Conversely, $75,000 in London equals $58,043 in Des Moines.

Living in Des Moines vs London

Housing Costs

Des Moines's housing index of 74 is lower London's 162, translating to median home prices of $210,000 vs $695,000. The $485,000 difference in home prices means roughly $31,524 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $2,400/mo in London, a monthly difference of $1,300.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 92 in London. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $437/month in London. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 112 in London. Monthly utility bills average approximately $372 in Des Moines vs $448 in London. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Des Moines and 78 in London. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $55,000 in London. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $47,826 respectively. Des Moines residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,283/month in London. In Des Moines, median rent of $1,100/mo fits within this budget. In London, median rent of $2,400/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 88 index points — focus your budget analysis there.

Frequently Asked Questions

Des Moines is 22.6% more affordable overall with an index of 89 vs 115.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $96,910 in London, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while London's is 162 with median homes at $695,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases