City Comparison

Des Moines vs Killeen

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

Killeen

Texas
84
Very Affordable
$235,000
Median Home
$975/mo
Median Rent
$56,400
Median Income

The Verdict

6.0%

The cost gap between these cities is 6.0%, with Killeen being the more affordable option. A $75,000 income in Des Moines has equivalent purchasing power to $70,787 in Killeen.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
56
Killeen
Groceries
96
Des Moines
96
Killeen
Utilities
93
Des Moines
108
Killeen
Transportation
100
Des Moines
95
Killeen
Healthcare
97
Des Moines
96
Killeen

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $70,787 in Killeen.

Conversely, $75,000 in Killeen equals $79,464 in Des Moines.

Living in Des Moines vs Killeen

Housing Costs

Des Moines's housing index of 74 is higher Killeen's 56, translating to median home prices of $210,000 vs $235,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $975/mo in Killeen, a monthly difference of $125.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 96 in Killeen. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $456/month in Killeen. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 108 in Killeen. Monthly utility bills average approximately $372 in Des Moines vs $432 in Killeen. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Des Moines and 96 in Killeen. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $56,400 in Killeen. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $67,143 respectively. Killeen residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,316/month in Killeen. In Des Moines, median rent of $1,100/mo fits within this budget. In Killeen, median rent of $975/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Killeen is 6.0% more affordable overall with an index of 84 vs 89.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $70,787 in Killeen, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while Killeen's is 56 with median homes at $235,000.

Moving & Relocation Resources

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