City Comparison

Des Moines vs Great Falls

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

Great Falls

Montana
88
Below Average
$325,000
Median Home
$1,050/mo
Median Rent
$55,800
Median Income

The Verdict

1.1%

Living in Great Falls costs 1.1% less than Des Moines. To match the purchasing power of a $75,000 salary in Des Moines, you would need $74,157 in Great Falls.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
82
Great Falls
Groceries
96
Des Moines
99
Great Falls
Utilities
93
Des Moines
90
Great Falls
Transportation
100
Des Moines
95
Great Falls
Healthcare
97
Des Moines
92
Great Falls

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $74,157 in Great Falls.

Conversely, $75,000 in Great Falls equals $75,852 in Des Moines.

Living in Des Moines vs Great Falls

Housing Costs

Des Moines's housing index of 74 is lower Great Falls's 82, translating to median home prices of $210,000 vs $325,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $1,050/mo in Great Falls, a monthly difference of $50.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 99 in Great Falls. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $470/month in Great Falls. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 90 in Great Falls. Monthly utility bills average approximately $372 in Des Moines vs $360 in Great Falls. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Des Moines and 92 in Great Falls. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $55,800 in Great Falls. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $63,409 respectively. Great Falls residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,302/month in Great Falls. In Des Moines, median rent of $1,100/mo fits within this budget. In Great Falls, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 8 index points — focus your budget analysis there.

Frequently Asked Questions

Great Falls is 1.1% more affordable overall with an index of 88 vs 89.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $74,157 in Great Falls, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while Great Falls's is 82 with median homes at $325,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases