City Comparison

Des Moines vs Fort Myers

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

Fort Myers

Florida
104
Average
$340,000
Median Home
$1,575/mo
Median Rent
$52,200
Median Income

The Verdict

14.4%

Living in Des Moines costs 14.4% less than Fort Myers. To match the purchasing power of a $75,000 salary in Des Moines, you would need $87,640 in Fort Myers.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
112
Fort Myers
Groceries
96
Des Moines
104
Fort Myers
Utilities
93
Des Moines
101
Fort Myers
Transportation
100
Des Moines
103
Fort Myers
Healthcare
97
Des Moines
108
Fort Myers

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $87,640 in Fort Myers.

Conversely, $75,000 in Fort Myers equals $64,183 in Des Moines.

Living in Des Moines vs Fort Myers

Housing Costs

Des Moines's housing index of 74 is lower Fort Myers's 112, translating to median home prices of $210,000 vs $340,000. The $130,000 difference in home prices means roughly $8,448 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $1,575/mo in Fort Myers, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 104 in Fort Myers. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $494/month in Fort Myers. Des Moines offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 101 in Fort Myers. Monthly utility bills average approximately $372 in Des Moines vs $404 in Fort Myers. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Des Moines and 108 in Fort Myers. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $52,200 in Fort Myers. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $50,192 respectively. Des Moines residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,218/month in Fort Myers. In Des Moines, median rent of $1,100/mo fits within this budget. In Fort Myers, median rent of $1,575/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.

Frequently Asked Questions

Des Moines is 14.4% more affordable overall with an index of 89 vs 104.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $87,640 in Fort Myers, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while Fort Myers's is 112 with median homes at $340,000.

Moving & Relocation Resources

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