City Comparison

Des Moines vs Flint

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

Flint

Michigan
85
Very Affordable
$75,000
Median Home
$775/mo
Median Rent
$30,400
Median Income

The Verdict

4.7%

The cost gap between these cities is 4.7%, with Flint being the more affordable option. A $75,000 income in Des Moines has equivalent purchasing power to $71,629 in Flint.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
31
Flint
Groceries
96
Des Moines
100
Flint
Utilities
93
Des Moines
94
Flint
Transportation
100
Des Moines
108
Flint
Healthcare
97
Des Moines
95
Flint

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $71,629 in Flint.

Conversely, $75,000 in Flint equals $78,529 in Des Moines.

Living in Des Moines vs Flint

Housing Costs

Des Moines's housing index of 74 is higher Flint's 31, translating to median home prices of $210,000 vs $75,000. The $135,000 difference in home prices means roughly $8,772 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $775/mo in Flint, a monthly difference of $325.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 100 in Flint. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $475/month in Flint. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 94 in Flint. Monthly utility bills average approximately $372 in Des Moines vs $376 in Flint. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 97 in Des Moines and 95 in Flint. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $30,400 in Flint. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $35,765 respectively. Des Moines residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $709/month in Flint. In Des Moines, median rent of $1,100/mo fits within this budget. In Flint, median rent of $775/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Flint is 4.7% more affordable overall with an index of 85 vs 89.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $71,629 in Flint, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while Flint's is 31 with median homes at $75,000.

Moving & Relocation Resources

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