City Comparison

Des Moines vs Evansville

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

Evansville

Indiana
80
Very Affordable
$170,000
Median Home
$850/mo
Median Rent
$48,600
Median Income

The Verdict

11.3%

The cost gap between these cities is 11.3%, with Evansville being the more affordable option. A $75,000 income in Des Moines has equivalent purchasing power to $67,416 in Evansville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
55
Evansville
Groceries
96
Des Moines
95
Evansville
Utilities
93
Des Moines
105
Evansville
Transportation
100
Des Moines
98
Evansville
Healthcare
97
Des Moines
105
Evansville

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $67,416 in Evansville.

Conversely, $75,000 in Evansville equals $83,438 in Des Moines.

Living in Des Moines vs Evansville

Housing Costs

Des Moines's housing index of 74 is higher Evansville's 55, translating to median home prices of $210,000 vs $170,000. The $40,000 difference in home prices means roughly $2,604 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $850/mo in Evansville, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 95 in Evansville. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $451/month in Evansville. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 105 in Evansville. Monthly utility bills average approximately $372 in Des Moines vs $420 in Evansville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Des Moines and 105 in Evansville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $48,600 in Evansville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $60,750 respectively. Des Moines residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,134/month in Evansville. In Des Moines, median rent of $1,100/mo fits within this budget. In Evansville, median rent of $850/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Evansville is 11.3% more affordable overall with an index of 80 vs 89.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $67,416 in Evansville, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while Evansville's is 55 with median homes at $170,000.

Moving & Relocation Resources

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