City Comparison

Des Moines vs Dublin

Cost of Living Comparison · 2026

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

Dublin

Ireland
104
Average
$470,000
Median Home
$2,125/mo
Median Rent
$56,000
Median Income

The Verdict

14.4%

The cost gap between these cities is 14.4%, with Des Moines being the more affordable option. A $75,000 income in Des Moines has equivalent purchasing power to $87,640 in Dublin.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
74
Des Moines
128
Dublin
Groceries
96
Des Moines
95
Dublin
Utilities
93
Des Moines
110
Dublin
Transportation
100
Des Moines
108
Dublin
Healthcare
97
Des Moines
82
Dublin

Salary Equivalence

A $75,000 salary in Des Moines has the same purchasing power as $87,640 in Dublin.

Conversely, $75,000 in Dublin equals $64,183 in Des Moines.

Living in Des Moines vs Dublin

Housing Costs

Des Moines's housing index of 74 is lower Dublin's 128, translating to median home prices of $210,000 vs $470,000. The $260,000 difference in home prices means roughly $16,896 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,100/mo in Des Moines compared to $2,125/mo in Dublin, a monthly difference of $1,025.

Grocery & Food Costs

Grocery expenses index at 96 in Des Moines and 95 in Dublin. A household spending the national average of $475/month on groceries would pay approximately $456/month in Des Moines vs $451/month in Dublin. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 93 in Des Moines and 110 in Dublin. Monthly utility bills average approximately $372 in Des Moines vs $440 in Dublin. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 97 in Des Moines and 82 in Dublin. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $55,958 in Des Moines and $56,000 in Dublin. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $62,874 and $53,846 respectively. Des Moines residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,306/month to housing in Des Moines vs $1,307/month in Dublin. In Des Moines, median rent of $1,100/mo fits within this budget. In Dublin, median rent of $2,125/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Des Moines is 14.4% more affordable overall with an index of 89 vs 104.
A $75,000 salary in Des Moines has equivalent purchasing power to approximately $87,640 in Dublin, based on the cost of living difference.
Des Moines's housing index is 74 with median homes at $210,000, while Dublin's is 128 with median homes at $470,000.

Moving & Relocation Resources

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