City Comparison

Denton vs Stockton

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Stockton

California
114
Above Average
$400,000
Median Home
$1,500/mo
Median Rent
$54,658
Median Income

The Verdict

5.3%

Denton is 5.3% less expensive than Stockton overall. A household earning $75,000 in Denton would need approximately $79,167 in Stockton to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
126
Stockton
Groceries
98
Denton
101
Stockton
Utilities
90
Denton
108
Stockton
Transportation
87
Denton
111
Stockton
Healthcare
81
Denton
101
Stockton

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $79,167 in Stockton.

Conversely, $75,000 in Stockton equals $71,053 in Denton.

Living in Denton vs Stockton

Housing Costs

Denton's housing index of 126 is equal to Stockton's 126, translating to median home prices of $385,000 vs $400,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,500/mo in Stockton, a monthly difference of $75.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 101 in Stockton. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $480/month in Stockton. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 108 in Stockton. Monthly utility bills average approximately $360 in Denton vs $432 in Stockton. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Denton and 101 in Stockton. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 20-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $54,658 in Stockton. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $47,946 respectively. Denton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,275/month in Stockton. In Denton, median rent of $1,425/mo fits within this budget. In Stockton, median rent of $1,500/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 24 index points — focus your budget analysis there.

Frequently Asked Questions

Denton is 5.3% more affordable overall with an index of 108 vs 114.
A $75,000 salary in Denton has equivalent purchasing power to approximately $79,167 in Stockton, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Stockton's is 126 with median homes at $400,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases