City Comparison

Denton vs Santa Rosa

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Santa Rosa

California
152
Very Expensive
$720,000
Median Home
$2,100/mo
Median Rent
$94,300
Median Income

The Verdict

28.9%

Living in Denton costs 28.9% less than Santa Rosa. To match the purchasing power of a $75,000 salary in Denton, you would need $105,556 in Santa Rosa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
233
Santa Rosa
Groceries
98
Denton
107
Santa Rosa
Utilities
90
Denton
135
Santa Rosa
Transportation
87
Denton
128
Santa Rosa
Healthcare
81
Denton
112
Santa Rosa

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $105,556 in Santa Rosa.

Conversely, $75,000 in Santa Rosa equals $53,289 in Denton.

Living in Denton vs Santa Rosa

Housing Costs

Denton's housing index of 126 is lower Santa Rosa's 233, translating to median home prices of $385,000 vs $720,000. The $335,000 difference in home prices means roughly $21,780 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $2,100/mo in Santa Rosa, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 107 in Santa Rosa. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $508/month in Santa Rosa. Denton offers a meaningful advantage on everyday food costs, saving roughly $504/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 135 in Santa Rosa. Monthly utility bills average approximately $360 in Denton vs $540 in Santa Rosa. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Denton and 112 in Santa Rosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 31-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $94,300 in Santa Rosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $62,039 respectively. Denton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $2,200/month in Santa Rosa. In Denton, median rent of $1,425/mo fits within this budget. In Santa Rosa, median rent of $2,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 107 index points — focus your budget analysis there.

Frequently Asked Questions

Denton is 28.9% more affordable overall with an index of 108 vs 152.
A $75,000 salary in Denton has equivalent purchasing power to approximately $105,556 in Santa Rosa, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Santa Rosa's is 233 with median homes at $720,000.

Moving & Relocation Resources

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