Denton vs Santa Fe
Cost of Living Comparison · 2026
Denton
Santa Fe
The Verdict
Denton is 7.7% less expensive than Santa Fe overall. A household earning $75,000 in Denton would need approximately $81,250 in Santa Fe to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Denton has the same purchasing power as $81,250 in Santa Fe.
Conversely, $75,000 in Santa Fe equals $69,231 in Denton.
Living in Denton vs Santa Fe
Housing Costs
Denton's housing index of 126 is lower Santa Fe's 153, translating to median home prices of $385,000 vs $480,000. The $95,000 difference in home prices means roughly $6,180 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,600/mo in Santa Fe, a monthly difference of $175.
Grocery & Food Costs
Grocery expenses index at 98 in Denton and 103 in Santa Fe. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $489/month in Santa Fe. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Denton and 96 in Santa Fe. Monthly utility bills average approximately $360 in Denton vs $384 in Santa Fe. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 81 in Denton and 95 in Santa Fe. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,700 in Denton and $61,982 in Santa Fe. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $52,976 respectively. Denton residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,446/month in Santa Fe. In Denton, median rent of $1,425/mo fits within this budget. In Santa Fe, median rent of $1,600/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 27 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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