City Comparison

Denton vs Roseville

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Roseville

California
139
Expensive
$625,000
Median Home
$2,000/mo
Median Rent
$142,800
Median Income

The Verdict

22.3%

Living in Denton costs 22.3% less than Roseville. To match the purchasing power of a $75,000 salary in Denton, you would need $96,528 in Roseville.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
179
Roseville
Groceries
98
Denton
105
Roseville
Utilities
90
Denton
163
Roseville
Transportation
87
Denton
134
Roseville
Healthcare
81
Denton
106
Roseville

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $96,528 in Roseville.

Conversely, $75,000 in Roseville equals $58,273 in Denton.

Living in Denton vs Roseville

Housing Costs

Denton's housing index of 126 is lower Roseville's 179, translating to median home prices of $385,000 vs $625,000. The $240,000 difference in home prices means roughly $15,600 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $2,000/mo in Roseville, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 105 in Roseville. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $499/month in Roseville. Denton offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 163 in Roseville. Monthly utility bills average approximately $360 in Denton vs $652 in Roseville. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Denton and 106 in Roseville. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $142,800 in Roseville. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $102,734 respectively. Roseville residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $3,332/month in Roseville. In Denton, median rent of $1,425/mo fits within this budget. In Roseville, median rent of $2,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 73 index points — focus your budget analysis there.

Frequently Asked Questions

Denton is 22.3% more affordable overall with an index of 108 vs 139.
A $75,000 salary in Denton has equivalent purchasing power to approximately $96,528 in Roseville, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Roseville's is 179 with median homes at $625,000.

Moving & Relocation Resources

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