City Comparison

Denton vs Rockford

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Rockford

Illinois
79
Very Affordable
$155,000
Median Home
$950/mo
Median Rent
$53,300
Median Income

The Verdict

36.7%

The cost gap between these cities is 36.7%, with Rockford being the more affordable option. A $75,000 income in Denton has equivalent purchasing power to $54,861 in Rockford.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
52
Rockford
Groceries
98
Denton
99
Rockford
Utilities
90
Denton
92
Rockford
Transportation
87
Denton
101
Rockford
Healthcare
81
Denton
106
Rockford

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $54,861 in Rockford.

Conversely, $75,000 in Rockford equals $102,532 in Denton.

Living in Denton vs Rockford

Housing Costs

Denton's housing index of 126 is higher Rockford's 52, translating to median home prices of $385,000 vs $155,000. The $230,000 difference in home prices means roughly $14,952 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $950/mo in Rockford, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 99 in Rockford. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $470/month in Rockford. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 92 in Rockford. Monthly utility bills average approximately $360 in Denton vs $368 in Rockford. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Denton and 106 in Rockford. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $53,300 in Rockford. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $67,468 respectively. Denton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,244/month in Rockford. In Denton, median rent of $1,425/mo fits within this budget. In Rockford, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 74 index points — focus your budget analysis there.

Frequently Asked Questions

Rockford is 36.7% more affordable overall with an index of 79 vs 108.
A $75,000 salary in Denton has equivalent purchasing power to approximately $54,861 in Rockford, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Rockford's is 52 with median homes at $155,000.

Moving & Relocation Resources

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