City Comparison

Denton vs Rochester

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Rochester

Minnesota
94
Below Average
$345,000
Median Home
$1,275/mo
Median Rent
$91,500
Median Income

The Verdict

14.9%

Rochester is 14.9% less expensive than Denton overall. A household earning $75,000 in Denton would need approximately $65,278 in Rochester to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
95
Rochester
Groceries
98
Denton
103
Rochester
Utilities
90
Denton
102
Rochester
Transportation
87
Denton
102
Rochester
Healthcare
81
Denton
104
Rochester

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $65,278 in Rochester.

Conversely, $75,000 in Rochester equals $86,170 in Denton.

Living in Denton vs Rochester

Housing Costs

Denton's housing index of 126 is higher Rochester's 95, translating to median home prices of $385,000 vs $345,000. The $40,000 difference in home prices means roughly $2,604 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,275/mo in Rochester, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 103 in Rochester. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $489/month in Rochester. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 102 in Rochester. Monthly utility bills average approximately $360 in Denton vs $408 in Rochester. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Denton and 104 in Rochester. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 23-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $91,500 in Rochester. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $97,340 respectively. Rochester residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $2,135/month in Rochester. In Denton, median rent of $1,425/mo fits within this budget. In Rochester, median rent of $1,275/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Rochester is 14.9% more affordable overall with an index of 94 vs 108.
A $75,000 salary in Denton has equivalent purchasing power to approximately $65,278 in Rochester, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Rochester's is 95 with median homes at $345,000.

Moving & Relocation Resources

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