Denton vs Phoenix
Cost of Living Comparison · 2026 Data
Denton
Phoenix
💡 The Verdict
Phoenix is 4% cheaper than Denton overall. A $75,000 salary in Denton is equivalent to $72,115 in Phoenix.
Category-by-Category Breakdown
Index values for Denton (left) vs Phoenix (right). National average = 100.
Detailed Price Comparison
Estimated item-level prices in Denton versus Phoenix. Differences shown from Denton perspective.
| Item | Denton | Phoenix | Difference |
|---|---|---|---|
| 1-Bed Rent | $920/mo | $1,000/mo | $-80.00 |
| 2-Bed Rent | $1,320/mo | $1,400/mo | $-80.00 |
| 3-Bed Rent | $1,760/mo | $1,860/mo | $-100.00 |
| Bread (loaf) | $2.89 | $2.60 | +$0.29 |
| Milk (gallon) | $3.98 | $3.75 | +$0.23 |
| Eggs (dozen) | $3.40 | $3.26 | +$0.14 |
| Coffee (latte) | $5.88 | $6.48 | $-0.60 |
| Gas (gallon) | $3.26 | $3.31 | $-0.05 |
| Restaurant Meal | $16.84 | $15.67 | +$1.17 |
💰 Salary Equivalence
A $75,000 salary in Denton has the same purchasing power as $72,115 in Phoenix.
Conversely, $75,000 in Phoenix equals $78,000 in Denton.
💼 Take-Home Pay Comparison
Estimated annual take-home pay on a $75,000 salary after federal, FICA, and state income taxes.
The $1876 difference is driven by Arizona having a higher state income tax rate. Texas details → · Arizona details →
Reading These Numbers: Denton (104) vs Phoenix (100)
Denton at 104 is 4% above the US average, while Phoenix at 100 is 0% below average. The cost difference between these cities is relatively modest.
In Denton, the composite index of 104 reflects a weighted calculation where housing carries the most influence at 99, followed by groceries (106), utilities (100), transportation (108), and healthcare (101). Costs are fairly balanced across categories.
For renters: With median rents of $1,320/mo in Denton and $1,400/mo in Phoenix, the annual rent difference is approximately $960.0. Over a 5-year period, that compounds to $4,800.0 in savings by choosing the more affordable city.
For homebuyers: The $36,000.0 difference in median home prices between Denton and Phoenix translates to meaningful differences in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.
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Making Your Decision: Denton vs Phoenix
Choosing between Denton and Phoenix involves more than just comparing index numbers. Consider how each category aligns with your personal spending patterns. If you work from home, transportation costs matter less than housing and utilities. If you eat out frequently, the groceries index may understate your actual food spending — look at the restaurant meal prices in the detailed comparison table above instead.
Long-term affordability in Denton versus Phoenix depends partly on cost trajectory. Cities experiencing rapid population growth tend to see costs rise faster than established metros where supply has caught up with demand. While our index captures current conditions, consider whether the city trending cheaper today might converge toward average over the next five to ten years as more people discover it. Our quarterly updates help track these shifts over time.