City Comparison

Denton vs Paterson

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Paterson

New Jersey
125
Expensive
$360,000
Median Home
$1,450/mo
Median Rent
$56,000
Median Income

The Verdict

13.6%

Living in Denton costs 13.6% less than Paterson. To match the purchasing power of a $75,000 salary in Denton, you would need $86,806 in Paterson.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
137
Paterson
Groceries
98
Denton
106
Paterson
Utilities
90
Denton
111
Paterson
Transportation
87
Denton
105
Paterson
Healthcare
81
Denton
112
Paterson

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $86,806 in Paterson.

Conversely, $75,000 in Paterson equals $64,800 in Denton.

Living in Denton vs Paterson

Housing Costs

Denton's housing index of 126 is lower Paterson's 137, translating to median home prices of $385,000 vs $360,000. The $25,000 difference in home prices means roughly $1,620 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,450/mo in Paterson, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 106 in Paterson. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $504/month in Paterson. Denton offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 111 in Paterson. Monthly utility bills average approximately $360 in Denton vs $444 in Paterson. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Denton and 112 in Paterson. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 31-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $56,000 in Paterson. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $44,800 respectively. Denton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,307/month in Paterson. In Denton, median rent of $1,425/mo fits within this budget. In Paterson, median rent of $1,450/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Healthcare, where the gap is 31 index points — focus your budget analysis there.

Frequently Asked Questions

Denton is 13.6% more affordable overall with an index of 108 vs 125.
A $75,000 salary in Denton has equivalent purchasing power to approximately $86,806 in Paterson, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Paterson's is 137 with median homes at $360,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases