City Comparison

Denton vs Olympia

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

The Verdict

3.6%

The cost gap between these cities is 3.6%, with Denton being the more affordable option. A $75,000 income in Denton has equivalent purchasing power to $77,778 in Olympia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
131
Olympia
Groceries
98
Denton
105
Olympia
Utilities
90
Denton
91
Olympia
Transportation
87
Denton
129
Olympia
Healthcare
81
Denton
124
Olympia

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $77,778 in Olympia.

Conversely, $75,000 in Olympia equals $72,321 in Denton.

Living in Denton vs Olympia

Housing Costs

Denton's housing index of 126 is lower Olympia's 131, translating to median home prices of $385,000 vs $495,000. The $110,000 difference in home prices means roughly $7,152 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,600/mo in Olympia, a monthly difference of $175.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $499/month in Olympia. Denton offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 91 in Olympia. Monthly utility bills average approximately $360 in Denton vs $364 in Olympia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Denton and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 43-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,897/month in Olympia. In Denton, median rent of $1,425/mo fits within this budget. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 43 index points — focus your budget analysis there.

Frequently Asked Questions

Denton is 3.6% more affordable overall with an index of 108 vs 112.
A $75,000 salary in Denton has equivalent purchasing power to approximately $77,778 in Olympia, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Olympia's is 131 with median homes at $495,000.

Moving & Relocation Resources

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