City Comparison

Denton vs Naples

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Naples

Florida
128
Expensive
$520,000
Median Home
$2,100/mo
Median Rent
$72,178
Median Income

The Verdict

15.6%

Denton is 15.6% less expensive than Naples overall. A household earning $75,000 in Denton would need approximately $88,889 in Naples to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
180
Naples
Groceries
98
Denton
106
Naples
Utilities
90
Denton
96
Naples
Transportation
87
Denton
105
Naples
Healthcare
81
Denton
98
Naples

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $88,889 in Naples.

Conversely, $75,000 in Naples equals $63,281 in Denton.

Living in Denton vs Naples

Housing Costs

Denton's housing index of 126 is lower Naples's 180, translating to median home prices of $385,000 vs $520,000. The $135,000 difference in home prices means roughly $8,772 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $2,100/mo in Naples, a monthly difference of $675.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 106 in Naples. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $504/month in Naples. Denton offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 96 in Naples. Monthly utility bills average approximately $360 in Denton vs $384 in Naples. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Denton and 98 in Naples. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $72,178 in Naples. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $56,389 respectively. Denton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,684/month in Naples. In Denton, median rent of $1,425/mo fits within this budget. In Naples, median rent of $2,100/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 54 index points — focus your budget analysis there.

Frequently Asked Questions

Denton is 15.6% more affordable overall with an index of 108 vs 128.
A $75,000 salary in Denton has equivalent purchasing power to approximately $88,889 in Naples, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Naples's is 180 with median homes at $520,000.

Moving & Relocation Resources

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