City Comparison

Denton vs Montpelier

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Montpelier

Vermont
117
Above Average
$375,000
Median Home
$1,400/mo
Median Rent
$82,600
Median Income

The Verdict

7.7%

Living in Denton costs 7.7% less than Montpelier. To match the purchasing power of a $75,000 salary in Denton, you would need $81,250 in Montpelier.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
131
Montpelier
Groceries
98
Denton
104
Montpelier
Utilities
90
Denton
123
Montpelier
Transportation
87
Denton
107
Montpelier
Healthcare
81
Denton
107
Montpelier

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $81,250 in Montpelier.

Conversely, $75,000 in Montpelier equals $69,231 in Denton.

Living in Denton vs Montpelier

Housing Costs

Denton's housing index of 126 is lower Montpelier's 131, translating to median home prices of $385,000 vs $375,000. The $10,000 difference in home prices means roughly $648 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,400/mo in Montpelier, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 104 in Montpelier. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $494/month in Montpelier. Denton offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 123 in Montpelier. Monthly utility bills average approximately $360 in Denton vs $492 in Montpelier. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Denton and 107 in Montpelier. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 26-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $82,600 in Montpelier. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $70,598 respectively. Montpelier residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,927/month in Montpelier. In Denton, median rent of $1,425/mo fits within this budget. In Montpelier, median rent of $1,400/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 33 index points — focus your budget analysis there.

Frequently Asked Questions

Denton is 7.7% more affordable overall with an index of 108 vs 117.
A $75,000 salary in Denton has equivalent purchasing power to approximately $81,250 in Montpelier, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Montpelier's is 131 with median homes at $375,000.

Moving & Relocation Resources

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