Denton vs Montgomery
Cost of Living Comparison · 2026
Denton
Montgomery
The Verdict
Montgomery is 36.7% less expensive than Denton overall. A household earning $75,000 in Denton would need approximately $54,861 in Montgomery to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Denton has the same purchasing power as $54,861 in Montgomery.
Conversely, $75,000 in Montgomery equals $102,532 in Denton.
Living in Denton vs Montgomery
Housing Costs
Denton's housing index of 126 is higher Montgomery's 49, translating to median home prices of $385,000 vs $162,000. The $223,000 difference in home prices means roughly $14,496 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,000/mo in Montgomery, a monthly difference of $425.
Grocery & Food Costs
Grocery expenses index at 98 in Denton and 99 in Montgomery. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $470/month in Montgomery. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Denton and 115 in Montgomery. Monthly utility bills average approximately $360 in Denton vs $460 in Montgomery. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 81 in Denton and 78 in Montgomery. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,700 in Denton and $56,800 in Montgomery. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $71,899 respectively. Montgomery residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,325/month in Montgomery. In Denton, median rent of $1,425/mo fits within this budget. In Montgomery, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 77 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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