City Comparison

Denton vs Lincoln

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Lincoln

Nebraska
93
Below Average
$264,000
Median Home
$1,075/mo
Median Rent
$71,900
Median Income

The Verdict

16.1%

The cost gap between these cities is 16.1%, with Lincoln being the more affordable option. A $75,000 income in Denton has equivalent purchasing power to $64,583 in Lincoln.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
77
Lincoln
Groceries
98
Denton
98
Lincoln
Utilities
90
Denton
93
Lincoln
Transportation
87
Denton
97
Lincoln
Healthcare
81
Denton
102
Lincoln

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $64,583 in Lincoln.

Conversely, $75,000 in Lincoln equals $87,097 in Denton.

Living in Denton vs Lincoln

Housing Costs

Denton's housing index of 126 is higher Lincoln's 77, translating to median home prices of $385,000 vs $264,000. The $121,000 difference in home prices means roughly $7,860 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,075/mo in Lincoln, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 98 in Lincoln. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $466/month in Lincoln. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 93 in Lincoln. Monthly utility bills average approximately $360 in Denton vs $372 in Lincoln. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Denton and 102 in Lincoln. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 21-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $71,900 in Lincoln. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $77,312 respectively. Lincoln residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,678/month in Lincoln. In Denton, median rent of $1,425/mo fits within this budget. In Lincoln, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 49 index points — focus your budget analysis there.

Frequently Asked Questions

Lincoln is 16.1% more affordable overall with an index of 93 vs 108.
A $75,000 salary in Denton has equivalent purchasing power to approximately $64,583 in Lincoln, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Lincoln's is 77 with median homes at $264,000.

Moving & Relocation Resources

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