Denton vs Irving
Cost of Living Comparison · 2026
Denton
Irving
The Verdict
Irving is 8.0% less expensive than Denton overall. A household earning $75,000 in Denton would need approximately $69,444 in Irving to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Denton has the same purchasing power as $69,444 in Irving.
Conversely, $75,000 in Irving equals $81,000 in Denton.
Living in Denton vs Irving
Housing Costs
Denton's housing index of 126 is higher Irving's 94, translating to median home prices of $385,000 vs $318,000. The $67,000 difference in home prices means roughly $4,356 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,350/mo in Irving, a monthly difference of $75.
Grocery & Food Costs
Grocery expenses index at 98 in Denton and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 90 in Denton and 111 in Irving. Monthly utility bills average approximately $360 in Denton vs $444 in Irving. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 81 in Denton and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $73,700 in Denton and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $73,400 respectively. Irving residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,713/month in Irving. In Denton, median rent of $1,425/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 32 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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