City Comparison

Denton vs Hilo

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Hilo

Hawaii
132
Expensive
$555,000
Median Home
$1,575/mo
Median Rent
$78,700
Median Income

The Verdict

18.2%

The cost gap between these cities is 18.2%, with Denton being the more affordable option. A $75,000 income in Denton has equivalent purchasing power to $91,667 in Hilo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
149
Hilo
Groceries
98
Denton
149
Hilo
Utilities
90
Denton
218
Hilo
Transportation
87
Denton
146
Hilo
Healthcare
81
Denton
118
Hilo

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $91,667 in Hilo.

Conversely, $75,000 in Hilo equals $61,364 in Denton.

Living in Denton vs Hilo

Housing Costs

Denton's housing index of 126 is lower Hilo's 149, translating to median home prices of $385,000 vs $555,000. The $170,000 difference in home prices means roughly $11,052 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,575/mo in Hilo, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $708/month in Hilo. Denton offers a meaningful advantage on everyday food costs, saving roughly $2904/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 218 in Hilo. Monthly utility bills average approximately $360 in Denton vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 81 in Denton and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 37-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $59,621 respectively. Denton residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,836/month in Hilo. In Denton, median rent of $1,425/mo fits within this budget. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 128 index points — focus your budget analysis there.

Frequently Asked Questions

Denton is 18.2% more affordable overall with an index of 108 vs 132.
A $75,000 salary in Denton has equivalent purchasing power to approximately $91,667 in Hilo, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Hilo's is 149 with median homes at $555,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases