City Comparison

Denton vs Frisco

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Frisco

Texas
115
Above Average
$500,000
Median Home
$1,900/mo
Median Rent
$126,048
Median Income

The Verdict

6.1%

The cost gap between these cities is 6.1%, with Denton being the more affordable option. A $75,000 income in Denton has equivalent purchasing power to $79,861 in Frisco.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
142
Frisco
Groceries
98
Denton
99
Frisco
Utilities
90
Denton
99
Frisco
Transportation
87
Denton
106
Frisco
Healthcare
81
Denton
100
Frisco

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $79,861 in Frisco.

Conversely, $75,000 in Frisco equals $70,435 in Denton.

Living in Denton vs Frisco

Housing Costs

Denton's housing index of 126 is lower Frisco's 142, translating to median home prices of $385,000 vs $500,000. The $115,000 difference in home prices means roughly $7,476 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $1,900/mo in Frisco, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 99 in Frisco. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $470/month in Frisco. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 99 in Frisco. Monthly utility bills average approximately $360 in Denton vs $396 in Frisco. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Denton and 100 in Frisco. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $126,048 in Frisco. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $109,607 respectively. Frisco residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $2,941/month in Frisco. In Denton, median rent of $1,425/mo fits within this budget. In Frisco, median rent of $1,900/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Denton is 6.1% more affordable overall with an index of 108 vs 115.
A $75,000 salary in Denton has equivalent purchasing power to approximately $79,861 in Frisco, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Frisco's is 142 with median homes at $500,000.

Moving & Relocation Resources

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