City Comparison

Denton vs Fort Wayne

Cost of Living Comparison · 2026

Denton

Texas
108
Above Average
$385,000
Median Home
$1,425/mo
Median Rent
$73,700
Median Income

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

The Verdict

31.7%

The cost gap between these cities is 31.7%, with Fort Wayne being the more affordable option. A $75,000 income in Denton has equivalent purchasing power to $56,944 in Fort Wayne.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
126
Denton
57
Fort Wayne
Groceries
98
Denton
99
Fort Wayne
Utilities
90
Denton
93
Fort Wayne
Transportation
87
Denton
101
Fort Wayne
Healthcare
81
Denton
96
Fort Wayne

Salary Equivalence

A $75,000 salary in Denton has the same purchasing power as $56,944 in Fort Wayne.

Conversely, $75,000 in Fort Wayne equals $98,780 in Denton.

Living in Denton vs Fort Wayne

Housing Costs

Denton's housing index of 126 is higher Fort Wayne's 57, translating to median home prices of $385,000 vs $195,000. The $190,000 difference in home prices means roughly $12,348 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,425/mo in Denton compared to $950/mo in Fort Wayne, a monthly difference of $475.

Grocery & Food Costs

Grocery expenses index at 98 in Denton and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $466/month in Denton vs $470/month in Fort Wayne. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 90 in Denton and 93 in Fort Wayne. Monthly utility bills average approximately $360 in Denton vs $372 in Fort Wayne. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 81 in Denton and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $73,700 in Denton and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $68,241 and $66,585 respectively. Denton residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,720/month to housing in Denton vs $1,274/month in Fort Wayne. In Denton, median rent of $1,425/mo fits within this budget. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 69 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 31.7% more affordable overall with an index of 82 vs 108.
A $75,000 salary in Denton has equivalent purchasing power to approximately $56,944 in Fort Wayne, based on the cost of living difference.
Denton's housing index is 126 with median homes at $385,000, while Fort Wayne's is 57 with median homes at $195,000.

Moving & Relocation Resources

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