City Comparison

Deltona vs Lakeland

Cost of Living Comparison · 2026

Deltona

Florida
95
Below Average
$303,000
Median Home
$1,500/mo
Median Rent
$73,000
Median Income

Lakeland

Florida
92
Below Average
$307,000
Median Home
$1,525/mo
Median Rent
$64,200
Median Income

The Verdict

3.3%

Lakeland is 3.3% less expensive than Deltona overall. A household earning $75,000 in Deltona would need approximately $72,632 in Lakeland to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
92
Deltona
79
Lakeland
Groceries
104
Deltona
103
Lakeland
Utilities
101
Deltona
102
Lakeland
Transportation
102
Deltona
85
Lakeland
Healthcare
99
Deltona
95
Lakeland

Salary Equivalence

A $75,000 salary in Deltona has the same purchasing power as $72,632 in Lakeland.

Conversely, $75,000 in Lakeland equals $77,446 in Deltona.

Living in Deltona vs Lakeland

Housing Costs

Deltona's housing index of 92 is higher Lakeland's 79, translating to median home prices of $303,000 vs $307,000. The $4,000 difference in home prices means roughly $264 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Deltona compared to $1,525/mo in Lakeland, a monthly difference of $25.

Grocery & Food Costs

Grocery expenses index at 104 in Deltona and 103 in Lakeland. A household spending the national average of $475/month on groceries would pay approximately $494/month in Deltona vs $489/month in Lakeland. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Deltona and 102 in Lakeland. Monthly utility bills average approximately $404 in Deltona vs $408 in Lakeland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Deltona and 95 in Lakeland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $73,000 in Deltona and $64,200 in Lakeland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $76,842 and $69,783 respectively. Deltona residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,703/month to housing in Deltona vs $1,498/month in Lakeland. In Deltona, median rent of $1,500/mo fits within this budget. In Lakeland, median rent of $1,525/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Transportation, where the gap is 17 index points — focus your budget analysis there.

Frequently Asked Questions

Lakeland is 3.3% more affordable overall with an index of 92 vs 95.
A $75,000 salary in Deltona has equivalent purchasing power to approximately $72,632 in Lakeland, based on the cost of living difference.
Deltona's housing index is 92 with median homes at $303,000, while Lakeland's is 79 with median homes at $307,000.

Moving & Relocation Resources

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