Deltona vs Irving
Cost of Living Comparison · 2026
Deltona
Irving
The Verdict
Deltona is 5.0% less expensive than Irving overall. A household earning $75,000 in Deltona would need approximately $78,947 in Irving to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Deltona has the same purchasing power as $78,947 in Irving.
Conversely, $75,000 in Irving equals $71,250 in Deltona.
Living in Deltona vs Irving
Housing Costs
Deltona's housing index of 92 is lower Irving's 94, translating to median home prices of $303,000 vs $318,000. The $15,000 difference in home prices means roughly $972 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,500/mo in Deltona compared to $1,350/mo in Irving, a monthly difference of $150.
Grocery & Food Costs
Grocery expenses index at 104 in Deltona and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $494/month in Deltona vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 101 in Deltona and 111 in Irving. Monthly utility bills average approximately $404 in Deltona vs $444 in Irving. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 99 in Deltona and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.
Income & Purchasing Power
Median household income is $73,000 in Deltona and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $76,842 and $73,400 respectively. Deltona residents enjoy stronger real purchasing power despite lower nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,703/month to housing in Deltona vs $1,713/month in Irving. In Deltona, median rent of $1,500/mo fits within this budget. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 10 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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