City Comparison

Daytona Beach vs Tuscaloosa

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Tuscaloosa

Alabama
89
Below Average
$265,000
Median Home
$1,050/mo
Median Rent
$49,500
Median Income

The Verdict

6.7%

The cost gap between these cities is 6.7%, with Tuscaloosa being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $70,263 in Tuscaloosa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
74
Tuscaloosa
Groceries
104
Daytona Beach
98
Tuscaloosa
Utilities
101
Daytona Beach
96
Tuscaloosa
Transportation
102
Daytona Beach
95
Tuscaloosa
Healthcare
99
Daytona Beach
87
Tuscaloosa

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $70,263 in Tuscaloosa.

Conversely, $75,000 in Tuscaloosa equals $80,056 in Daytona Beach.

Living in Daytona Beach vs Tuscaloosa

Housing Costs

Daytona Beach's housing index of 93 is higher Tuscaloosa's 74, translating to median home prices of $288,000 vs $265,000. The $23,000 difference in home prices means roughly $1,500 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,050/mo in Tuscaloosa, a monthly difference of $300.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 98 in Tuscaloosa. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $466/month in Tuscaloosa. Tuscaloosa offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 96 in Tuscaloosa. Monthly utility bills average approximately $404 in Daytona Beach vs $384 in Tuscaloosa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 87 in Tuscaloosa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 12-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $49,500 in Tuscaloosa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $55,618 respectively. Tuscaloosa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,155/month in Tuscaloosa. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Tuscaloosa, median rent of $1,050/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Tuscaloosa is 6.7% more affordable overall with an index of 89 vs 95.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $70,263 in Tuscaloosa, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Tuscaloosa's is 74 with median homes at $265,000.

Moving & Relocation Resources

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