City Comparison

Daytona Beach vs Surprise

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Surprise

Arizona
103
Average
$419,000
Median Home
$1,575/mo
Median Rent
$85,500
Median Income

The Verdict

7.8%

Living in Daytona Beach costs 7.8% less than Surprise. To match the purchasing power of a $75,000 salary in Daytona Beach, you would need $81,316 in Surprise.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
105
Surprise
Groceries
104
Daytona Beach
100
Surprise
Utilities
101
Daytona Beach
102
Surprise
Transportation
102
Daytona Beach
106
Surprise
Healthcare
99
Daytona Beach
97
Surprise

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $81,316 in Surprise.

Conversely, $75,000 in Surprise equals $69,175 in Daytona Beach.

Living in Daytona Beach vs Surprise

Housing Costs

Daytona Beach's housing index of 93 is lower Surprise's 105, translating to median home prices of $288,000 vs $419,000. The $131,000 difference in home prices means roughly $8,520 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,575/mo in Surprise, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 100 in Surprise. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $475/month in Surprise. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 102 in Surprise. Monthly utility bills average approximately $404 in Daytona Beach vs $408 in Surprise. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 97 in Surprise. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $85,500 in Surprise. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $83,010 respectively. Surprise residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,995/month in Surprise. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Surprise, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 12 index points — focus your budget analysis there.

Frequently Asked Questions

Daytona Beach is 7.8% more affordable overall with an index of 95 vs 103.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $81,316 in Surprise, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Surprise's is 105 with median homes at $419,000.

Moving & Relocation Resources

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