Daytona Beach vs Springfield
Cost of Living Comparison · 2026
Daytona Beach
Springfield
The Verdict
Living in Springfield costs 13.1% less than Daytona Beach. To match the purchasing power of a $75,000 salary in Daytona Beach, you would need $66,316 in Springfield.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Daytona Beach has the same purchasing power as $66,316 in Springfield.
Conversely, $75,000 in Springfield equals $84,821 in Daytona Beach.
Living in Daytona Beach vs Springfield
Housing Costs
Daytona Beach's housing index of 93 is higher Springfield's 67, translating to median home prices of $288,000 vs $225,000. The $63,000 difference in home prices means roughly $4,092 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $950/mo in Springfield, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 104 in Daytona Beach and 94 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $447/month in Springfield. Springfield offers a meaningful advantage on everyday food costs, saving roughly $564/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 79 in Springfield. Monthly utility bills average approximately $404 in Daytona Beach vs $316 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.
Healthcare
Healthcare costs index at 99 in Daytona Beach and 116 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 17-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $52,100 in Daytona Beach and $46,000 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $54,762 respectively. Daytona Beach residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,073/month in Springfield. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 26 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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