City Comparison

Daytona Beach vs Springfield

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Springfield

Massachusetts
107
Above Average
$230,000
Median Home
$1,200/mo
Median Rent
$41,612
Median Income

The Verdict

11.2%

The cost gap between these cities is 11.2%, with Daytona Beach being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $84,474 in Springfield.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
106
Springfield
Groceries
104
Daytona Beach
104
Springfield
Utilities
101
Daytona Beach
119
Springfield
Transportation
102
Daytona Beach
101
Springfield
Healthcare
99
Daytona Beach
114
Springfield

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $84,474 in Springfield.

Conversely, $75,000 in Springfield equals $66,589 in Daytona Beach.

Living in Daytona Beach vs Springfield

Housing Costs

Daytona Beach's housing index of 93 is lower Springfield's 106, translating to median home prices of $288,000 vs $230,000. The $58,000 difference in home prices means roughly $3,768 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,200/mo in Springfield, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 104 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $494/month in Springfield. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 119 in Springfield. Monthly utility bills average approximately $404 in Daytona Beach vs $476 in Springfield. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 114 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 15-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $41,612 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $38,890 respectively. Daytona Beach residents enjoy stronger real purchasing power despite higher nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $971/month in Springfield. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $1,200/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Utilities, where the gap is 18 index points — focus your budget analysis there.

Frequently Asked Questions

Daytona Beach is 11.2% more affordable overall with an index of 95 vs 107.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $84,474 in Springfield, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Springfield's is 106 with median homes at $230,000.

Moving & Relocation Resources

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