City Comparison

Daytona Beach vs Springfield

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Springfield

Illinois
78
Very Affordable
$162,000
Median Home
$925/mo
Median Rent
$65,500
Median Income

The Verdict

21.8%

Springfield is 21.8% less expensive than Daytona Beach overall. A household earning $75,000 in Daytona Beach would need approximately $61,579 in Springfield to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
52
Springfield
Groceries
104
Daytona Beach
98
Springfield
Utilities
101
Daytona Beach
98
Springfield
Transportation
102
Daytona Beach
114
Springfield
Healthcare
99
Daytona Beach
91
Springfield

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $61,579 in Springfield.

Conversely, $75,000 in Springfield equals $91,346 in Daytona Beach.

Living in Daytona Beach vs Springfield

Housing Costs

Daytona Beach's housing index of 93 is higher Springfield's 52, translating to median home prices of $288,000 vs $162,000. The $126,000 difference in home prices means roughly $8,196 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $925/mo in Springfield, a monthly difference of $425.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 98 in Springfield. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $466/month in Springfield. Springfield offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 98 in Springfield. Monthly utility bills average approximately $404 in Daytona Beach vs $392 in Springfield. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 91 in Springfield. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $65,500 in Springfield. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $83,974 respectively. Springfield residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,528/month in Springfield. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Springfield, median rent of $925/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 41 index points — focus your budget analysis there.

Frequently Asked Questions

Springfield is 21.8% more affordable overall with an index of 78 vs 95.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $61,579 in Springfield, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Springfield's is 52 with median homes at $162,000.

Moving & Relocation Resources

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