City Comparison

Daytona Beach vs Sacramento

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Sacramento

California
128
Expensive
$450,000
Median Home
$1,700/mo
Median Rent
$64,660
Median Income

The Verdict

25.8%

Living in Daytona Beach costs 25.8% less than Sacramento. To match the purchasing power of a $75,000 salary in Daytona Beach, you would need $101,053 in Sacramento.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
163
Sacramento
Groceries
104
Daytona Beach
104
Sacramento
Utilities
101
Daytona Beach
108
Sacramento
Transportation
102
Daytona Beach
111
Sacramento
Healthcare
99
Daytona Beach
106
Sacramento

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $101,053 in Sacramento.

Conversely, $75,000 in Sacramento equals $55,664 in Daytona Beach.

Living in Daytona Beach vs Sacramento

Housing Costs

Daytona Beach's housing index of 93 is lower Sacramento's 163, translating to median home prices of $288,000 vs $450,000. The $162,000 difference in home prices means roughly $10,536 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,700/mo in Sacramento, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 104 in Sacramento. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $494/month in Sacramento. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 108 in Sacramento. Monthly utility bills average approximately $404 in Daytona Beach vs $432 in Sacramento. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 106 in Sacramento. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $64,660 in Sacramento. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $50,516 respectively. Daytona Beach residents enjoy stronger real purchasing power despite lower nominal wages.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,509/month in Sacramento. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Sacramento, median rent of $1,700/mo pushes past the recommended limit. The biggest category-level difference between these two cities is Housing, where the gap is 70 index points — focus your budget analysis there.

Frequently Asked Questions

Daytona Beach is 25.8% more affordable overall with an index of 95 vs 128.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $101,053 in Sacramento, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Sacramento's is 163 with median homes at $450,000.

Moving & Relocation Resources

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