City Comparison

Daytona Beach vs Olympia

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Olympia

Washington
112
Above Average
$495,000
Median Home
$1,600/mo
Median Rent
$81,300
Median Income

The Verdict

15.2%

Living in Daytona Beach costs 15.2% less than Olympia. To match the purchasing power of a $75,000 salary in Daytona Beach, you would need $88,421 in Olympia.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
131
Olympia
Groceries
104
Daytona Beach
105
Olympia
Utilities
101
Daytona Beach
91
Olympia
Transportation
102
Daytona Beach
129
Olympia
Healthcare
99
Daytona Beach
124
Olympia

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $88,421 in Olympia.

Conversely, $75,000 in Olympia equals $63,616 in Daytona Beach.

Living in Daytona Beach vs Olympia

Housing Costs

Daytona Beach's housing index of 93 is lower Olympia's 131, translating to median home prices of $288,000 vs $495,000. The $207,000 difference in home prices means roughly $13,452 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,600/mo in Olympia, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 105 in Olympia. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $499/month in Olympia. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 91 in Olympia. Monthly utility bills average approximately $404 in Daytona Beach vs $364 in Olympia. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 124 in Olympia. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 25-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $81,300 in Olympia. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $72,589 respectively. Olympia residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,897/month in Olympia. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Olympia, median rent of $1,600/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 38 index points — focus your budget analysis there.

Frequently Asked Questions

Daytona Beach is 15.2% more affordable overall with an index of 95 vs 112.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $88,421 in Olympia, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Olympia's is 131 with median homes at $495,000.

Moving & Relocation Resources

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