City Comparison

Daytona Beach vs Odessa

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Odessa

Texas
85
Very Affordable
$223,000
Median Home
$1,150/mo
Median Rent
$73,500
Median Income

The Verdict

11.8%

The cost gap between these cities is 11.8%, with Odessa being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $67,105 in Odessa.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
72
Odessa
Groceries
104
Daytona Beach
96
Odessa
Utilities
101
Daytona Beach
100
Odessa
Transportation
102
Daytona Beach
93
Odessa
Healthcare
99
Daytona Beach
96
Odessa

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $67,105 in Odessa.

Conversely, $75,000 in Odessa equals $83,824 in Daytona Beach.

Living in Daytona Beach vs Odessa

Housing Costs

Daytona Beach's housing index of 93 is higher Odessa's 72, translating to median home prices of $288,000 vs $223,000. The $65,000 difference in home prices means roughly $4,224 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,150/mo in Odessa, a monthly difference of $200.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 96 in Odessa. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $456/month in Odessa. Odessa offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 100 in Odessa. Monthly utility bills average approximately $404 in Daytona Beach vs $400 in Odessa. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 96 in Odessa. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $73,500 in Odessa. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $86,471 respectively. Odessa residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,715/month in Odessa. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Odessa, median rent of $1,150/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 21 index points — focus your budget analysis there.

Frequently Asked Questions

Odessa is 11.8% more affordable overall with an index of 85 vs 95.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $67,105 in Odessa, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Odessa's is 72 with median homes at $223,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases