Daytona Beach vs Morgantown
Cost of Living Comparison · 2026
Daytona Beach
Morgantown
The Verdict
The cost gap between these cities is 5.6%, with Morgantown being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $71,053 in Morgantown.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Daytona Beach has the same purchasing power as $71,053 in Morgantown.
Conversely, $75,000 in Morgantown equals $79,167 in Daytona Beach.
Living in Daytona Beach vs Morgantown
Housing Costs
Daytona Beach's housing index of 93 is higher Morgantown's 81, translating to median home prices of $288,000 vs $259,000. The $29,000 difference in home prices means roughly $1,884 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $950/mo in Morgantown, a monthly difference of $400.
Grocery & Food Costs
Grocery expenses index at 104 in Daytona Beach and 95 in Morgantown. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $451/month in Morgantown. Morgantown offers a meaningful advantage on everyday food costs, saving roughly $516/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 91 in Morgantown. Monthly utility bills average approximately $404 in Daytona Beach vs $364 in Morgantown. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 99 in Daytona Beach and 88 in Morgantown. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $52,100 in Daytona Beach and $44,700 in Morgantown. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $49,667 respectively. Daytona Beach residents enjoy stronger real purchasing power despite higher nominal wages.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,043/month in Morgantown. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Morgantown, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 12 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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