City Comparison

Daytona Beach vs Midland

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Midland

Texas
92
Below Average
$269,000
Median Home
$1,450/mo
Median Rent
$89,600
Median Income

The Verdict

3.3%

The cost gap between these cities is 3.3%, with Midland being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $72,632 in Midland.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
84
Midland
Groceries
104
Daytona Beach
96
Midland
Utilities
101
Daytona Beach
99
Midland
Transportation
102
Daytona Beach
91
Midland
Healthcare
99
Daytona Beach
110
Midland

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $72,632 in Midland.

Conversely, $75,000 in Midland equals $77,446 in Daytona Beach.

Living in Daytona Beach vs Midland

Housing Costs

Daytona Beach's housing index of 93 is higher Midland's 84, translating to median home prices of $288,000 vs $269,000. The $19,000 difference in home prices means roughly $1,236 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,450/mo in Midland, a monthly difference of $100.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 96 in Midland. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $456/month in Midland. Midland offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 99 in Midland. Monthly utility bills average approximately $404 in Daytona Beach vs $396 in Midland. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 110 in Midland. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $89,600 in Midland. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $97,391 respectively. Midland residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $2,091/month in Midland. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Midland, median rent of $1,450/mo remains manageable. The biggest category-level difference between these two cities is Transportation, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Midland is 3.3% more affordable overall with an index of 92 vs 95.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $72,632 in Midland, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Midland's is 84 with median homes at $269,000.

Moving & Relocation Resources

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