City Comparison

Daytona Beach vs Lexington

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Lexington

Kentucky
93
Below Average
$245,000
Median Home
$1,200/mo
Median Rent
$55,648
Median Income

The Verdict

2.2%

The cost gap between these cities is 2.2%, with Lexington being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $73,421 in Lexington.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
82
Lexington
Groceries
104
Daytona Beach
96
Lexington
Utilities
101
Daytona Beach
91
Lexington
Transportation
102
Daytona Beach
98
Lexington
Healthcare
99
Daytona Beach
94
Lexington

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $73,421 in Lexington.

Conversely, $75,000 in Lexington equals $76,613 in Daytona Beach.

Living in Daytona Beach vs Lexington

Housing Costs

Daytona Beach's housing index of 93 is higher Lexington's 82, translating to median home prices of $288,000 vs $245,000. The $43,000 difference in home prices means roughly $2,796 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,200/mo in Lexington, a monthly difference of $150.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 96 in Lexington. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $456/month in Lexington. Lexington offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 91 in Lexington. Monthly utility bills average approximately $404 in Daytona Beach vs $364 in Lexington. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 94 in Lexington. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $55,648 in Lexington. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $59,837 respectively. Lexington residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,298/month in Lexington. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Lexington, median rent of $1,200/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 11 index points — focus your budget analysis there.

Frequently Asked Questions

Lexington is 2.2% more affordable overall with an index of 93 vs 95.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $73,421 in Lexington, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Lexington's is 82 with median homes at $245,000.

Moving & Relocation Resources

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