City Comparison

Daytona Beach vs Las Cruces

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Las Cruces

New Mexico
84
Very Affordable
$232,000
Median Home
$1,000/mo
Median Rent
$55,400
Median Income

The Verdict

13.1%

The cost gap between these cities is 13.1%, with Las Cruces being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $66,316 in Las Cruces.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
82
Las Cruces
Groceries
104
Daytona Beach
97
Las Cruces
Utilities
101
Daytona Beach
81
Las Cruces
Transportation
102
Daytona Beach
92
Las Cruces
Healthcare
99
Daytona Beach
113
Las Cruces

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $66,316 in Las Cruces.

Conversely, $75,000 in Las Cruces equals $84,821 in Daytona Beach.

Living in Daytona Beach vs Las Cruces

Housing Costs

Daytona Beach's housing index of 93 is higher Las Cruces's 82, translating to median home prices of $288,000 vs $232,000. The $56,000 difference in home prices means roughly $3,636 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,000/mo in Las Cruces, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 97 in Las Cruces. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $461/month in Las Cruces. Las Cruces offers a meaningful advantage on everyday food costs, saving roughly $396/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 81 in Las Cruces. Monthly utility bills average approximately $404 in Daytona Beach vs $324 in Las Cruces. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 113 in Las Cruces. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 14-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $55,400 in Las Cruces. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $65,952 respectively. Las Cruces residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,293/month in Las Cruces. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Las Cruces, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 20 index points — focus your budget analysis there.

Frequently Asked Questions

Las Cruces is 13.1% more affordable overall with an index of 84 vs 95.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $66,316 in Las Cruces, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Las Cruces's is 82 with median homes at $232,000.

Moving & Relocation Resources

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