Daytona Beach vs Laredo
Cost of Living Comparison · 2026
Daytona Beach
Laredo
The Verdict
Laredo is 15.9% less expensive than Daytona Beach overall. A household earning $75,000 in Daytona Beach would need approximately $64,737 in Laredo to maintain the same standard of living.
Category-by-Category Breakdown
Index values · National average = 100 · Lower is more affordable
Salary Equivalence
A $75,000 salary in Daytona Beach has the same purchasing power as $64,737 in Laredo.
Conversely, $75,000 in Laredo equals $86,890 in Daytona Beach.
Living in Daytona Beach vs Laredo
Housing Costs
Daytona Beach's housing index of 93 is higher Laredo's 81, translating to median home prices of $288,000 vs $190,000. The $98,000 difference in home prices means roughly $6,372 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,075/mo in Laredo, a monthly difference of $275.
Grocery & Food Costs
Grocery expenses index at 104 in Daytona Beach and 91 in Laredo. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $432/month in Laredo. Laredo offers a meaningful advantage on everyday food costs, saving roughly $744/year.
Utility Expenses
Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 107 in Laredo. Monthly utility bills average approximately $404 in Daytona Beach vs $428 in Laredo. Utility costs are relatively comparable between these two cities.
Healthcare
Healthcare costs index at 99 in Daytona Beach and 77 in Laredo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 22-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.
Income & Purchasing Power
Median household income is $52,100 in Daytona Beach and $63,900 in Laredo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $77,927 respectively. Laredo residents come out ahead in real purchasing power.
Relocation Considerations
Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,491/month in Laredo. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Laredo, median rent of $1,075/mo remains manageable. The biggest category-level difference between these two cities is Healthcare, where the gap is 22 index points — focus your budget analysis there.
Frequently Asked Questions
Moving & Relocation Resources
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