City Comparison

Daytona Beach vs Irving

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Irving

Texas
100
Average
$318,000
Median Home
$1,350/mo
Median Rent
$73,400
Median Income

The Verdict

5.0%

Daytona Beach is 5.0% less expensive than Irving overall. A household earning $75,000 in Daytona Beach would need approximately $78,947 in Irving to maintain the same standard of living.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
94
Irving
Groceries
104
Daytona Beach
99
Irving
Utilities
101
Daytona Beach
111
Irving
Transportation
102
Daytona Beach
97
Irving
Healthcare
99
Daytona Beach
103
Irving

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $78,947 in Irving.

Conversely, $75,000 in Irving equals $71,250 in Daytona Beach.

Living in Daytona Beach vs Irving

Housing Costs

Daytona Beach's housing index of 93 is lower Irving's 94, translating to median home prices of $288,000 vs $318,000. The $30,000 difference in home prices means roughly $1,956 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,350/mo in Irving, a monthly difference of $0.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 99 in Irving. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $470/month in Irving. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 111 in Irving. Monthly utility bills average approximately $404 in Daytona Beach vs $444 in Irving. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 103 in Irving. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $73,400 in Irving. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $73,400 respectively. Irving residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,713/month in Irving. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Irving, median rent of $1,350/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 10 index points — focus your budget analysis there.

Frequently Asked Questions

Daytona Beach is 5.0% more affordable overall with an index of 95 vs 100.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $78,947 in Irving, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Irving's is 94 with median homes at $318,000.

Moving & Relocation Resources

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