City Comparison

Daytona Beach vs Hilo

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Hilo

Hawaii
132
Expensive
$555,000
Median Home
$1,575/mo
Median Rent
$78,700
Median Income

The Verdict

28.0%

The cost gap between these cities is 28.0%, with Daytona Beach being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $104,211 in Hilo.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
149
Hilo
Groceries
104
Daytona Beach
149
Hilo
Utilities
101
Daytona Beach
218
Hilo
Transportation
102
Daytona Beach
146
Hilo
Healthcare
99
Daytona Beach
118
Hilo

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $104,211 in Hilo.

Conversely, $75,000 in Hilo equals $53,977 in Daytona Beach.

Living in Daytona Beach vs Hilo

Housing Costs

Daytona Beach's housing index of 93 is lower Hilo's 149, translating to median home prices of $288,000 vs $555,000. The $267,000 difference in home prices means roughly $17,352 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,575/mo in Hilo, a monthly difference of $225.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 149 in Hilo. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $708/month in Hilo. Daytona Beach offers a meaningful advantage on everyday food costs, saving roughly $2568/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 218 in Hilo. Monthly utility bills average approximately $404 in Daytona Beach vs $872 in Hilo. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 118 in Hilo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 19-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $78,700 in Hilo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $59,621 respectively. Hilo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,836/month in Hilo. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Hilo, median rent of $1,575/mo remains manageable. The biggest category-level difference between these two cities is Utilities, where the gap is 117 index points — focus your budget analysis there.

Frequently Asked Questions

Daytona Beach is 28.0% more affordable overall with an index of 95 vs 132.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $104,211 in Hilo, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Hilo's is 149 with median homes at $555,000.

Moving & Relocation Resources

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