City Comparison

Daytona Beach vs Fort Wayne

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Fort Wayne

Indiana
82
Very Affordable
$195,000
Median Home
$950/mo
Median Rent
$54,600
Median Income

The Verdict

15.9%

The cost gap between these cities is 15.9%, with Fort Wayne being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $64,737 in Fort Wayne.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
57
Fort Wayne
Groceries
104
Daytona Beach
99
Fort Wayne
Utilities
101
Daytona Beach
93
Fort Wayne
Transportation
102
Daytona Beach
101
Fort Wayne
Healthcare
99
Daytona Beach
96
Fort Wayne

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $64,737 in Fort Wayne.

Conversely, $75,000 in Fort Wayne equals $86,890 in Daytona Beach.

Living in Daytona Beach vs Fort Wayne

Housing Costs

Daytona Beach's housing index of 93 is higher Fort Wayne's 57, translating to median home prices of $288,000 vs $195,000. The $93,000 difference in home prices means roughly $6,048 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $950/mo in Fort Wayne, a monthly difference of $400.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 99 in Fort Wayne. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $470/month in Fort Wayne. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 93 in Fort Wayne. Monthly utility bills average approximately $404 in Daytona Beach vs $372 in Fort Wayne. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 96 in Fort Wayne. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $54,600 in Fort Wayne. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $66,585 respectively. Fort Wayne residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,274/month in Fort Wayne. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Fort Wayne, median rent of $950/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 36 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Wayne is 15.9% more affordable overall with an index of 82 vs 95.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $64,737 in Fort Wayne, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Fort Wayne's is 57 with median homes at $195,000.

Moving & Relocation Resources

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