City Comparison

Daytona Beach vs Fort Smith

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Fort Smith

Arkansas
77
Very Affordable
$155,000
Median Home
$775/mo
Median Rent
$45,200
Median Income

The Verdict

23.4%

The cost gap between these cities is 23.4%, with Fort Smith being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $60,789 in Fort Smith.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
49
Fort Smith
Groceries
104
Daytona Beach
92
Fort Smith
Utilities
101
Daytona Beach
95
Fort Smith
Transportation
102
Daytona Beach
90
Fort Smith
Healthcare
99
Daytona Beach
88
Fort Smith

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $60,789 in Fort Smith.

Conversely, $75,000 in Fort Smith equals $92,532 in Daytona Beach.

Living in Daytona Beach vs Fort Smith

Housing Costs

Daytona Beach's housing index of 93 is higher Fort Smith's 49, translating to median home prices of $288,000 vs $155,000. The $133,000 difference in home prices means roughly $8,640 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $775/mo in Fort Smith, a monthly difference of $575.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 92 in Fort Smith. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $437/month in Fort Smith. Fort Smith offers a meaningful advantage on everyday food costs, saving roughly $684/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 95 in Fort Smith. Monthly utility bills average approximately $404 in Daytona Beach vs $380 in Fort Smith. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 88 in Fort Smith. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. The 11-point gap reflects real differences in provider costs, insurance market competition, and regional healthcare infrastructure.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $45,200 in Fort Smith. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $58,701 respectively. Fort Smith residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,055/month in Fort Smith. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Fort Smith, median rent of $775/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 44 index points — focus your budget analysis there.

Frequently Asked Questions

Fort Smith is 23.4% more affordable overall with an index of 77 vs 95.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $60,789 in Fort Smith, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Fort Smith's is 49 with median homes at $155,000.

Moving & Relocation Resources

Moving PlannersFinance BooksBudget Planners

As an Amazon Associate we earn from qualifying purchases