Daytona Beach vs Fargo

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $73,421 in Fargo.

Conversely, $75,000 in Fargo equals $76,613 in Daytona Beach.

Living in Daytona Beach vs Fargo

Housing Costs

Daytona Beach's housing index of 93 is higher Fargo's 80, translating to median home prices of $288,000 vs $260,000. The $28,000 difference in home prices means roughly $1,824 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,000/mo in Fargo, a monthly difference of $350.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 98 in Fargo. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $466/month in Fargo. Fargo offers a meaningful advantage on everyday food costs, saving roughly $336/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 92 in Fargo. Monthly utility bills average approximately $404 in Daytona Beach vs $368 in Fargo. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 105 in Fargo. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $55,218 in Fargo. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $59,374 respectively. Fargo residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,288/month in Fargo. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Fargo, median rent of $1,000/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 13 index points — focus your budget analysis there.

Frequently Asked Questions

Moving & Relocation Resources

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