City Comparison

Daytona Beach vs Elk Grove

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Elk Grove

California
144
Expensive
$608,000
Median Home
$1,975/mo
Median Rent
$123,200
Median Income

The Verdict

34.0%

Living in Daytona Beach costs 34.0% less than Elk Grove. To match the purchasing power of a $75,000 salary in Daytona Beach, you would need $113,684 in Elk Grove.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
221
Elk Grove
Groceries
104
Daytona Beach
106
Elk Grove
Utilities
101
Daytona Beach
115
Elk Grove
Transportation
102
Daytona Beach
118
Elk Grove
Healthcare
99
Daytona Beach
103
Elk Grove

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $113,684 in Elk Grove.

Conversely, $75,000 in Elk Grove equals $49,479 in Daytona Beach.

Living in Daytona Beach vs Elk Grove

Housing Costs

Daytona Beach's housing index of 93 is lower Elk Grove's 221, translating to median home prices of $288,000 vs $608,000. The $320,000 difference in home prices means roughly $20,796 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,975/mo in Elk Grove, a monthly difference of $625.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 106 in Elk Grove. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $504/month in Elk Grove. The difference in grocery costs between these cities is relatively minor and unlikely to be a deciding factor in relocation.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 115 in Elk Grove. Monthly utility bills average approximately $404 in Daytona Beach vs $460 in Elk Grove. Climate differences between the two cities drive much of this gap, with heating and cooling costs varying substantially by region.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 103 in Elk Grove. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $123,200 in Elk Grove. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $85,556 respectively. Elk Grove residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $2,875/month in Elk Grove. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Elk Grove, median rent of $1,975/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 128 index points — focus your budget analysis there.

Frequently Asked Questions

Daytona Beach is 34.0% more affordable overall with an index of 95 vs 144.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $113,684 in Elk Grove, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Elk Grove's is 221 with median homes at $608,000.

Moving & Relocation Resources

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