City Comparison

Daytona Beach vs Des Moines

Cost of Living Comparison · 2026

Daytona Beach

Florida
95
Below Average
$288,000
Median Home
$1,350/mo
Median Rent
$52,100
Median Income

Des Moines

Iowa
89
Below Average
$210,000
Median Home
$1,100/mo
Median Rent
$55,958
Median Income

The Verdict

6.7%

The cost gap between these cities is 6.7%, with Des Moines being the more affordable option. A $75,000 income in Daytona Beach has equivalent purchasing power to $70,263 in Des Moines.

Category-by-Category Breakdown

Index values · National average = 100 · Lower is more affordable

Housing
93
Daytona Beach
74
Des Moines
Groceries
104
Daytona Beach
96
Des Moines
Utilities
101
Daytona Beach
93
Des Moines
Transportation
102
Daytona Beach
100
Des Moines
Healthcare
99
Daytona Beach
97
Des Moines

Salary Equivalence

A $75,000 salary in Daytona Beach has the same purchasing power as $70,263 in Des Moines.

Conversely, $75,000 in Des Moines equals $80,056 in Daytona Beach.

Living in Daytona Beach vs Des Moines

Housing Costs

Daytona Beach's housing index of 93 is higher Des Moines's 74, translating to median home prices of $288,000 vs $210,000. The $78,000 difference in home prices means roughly $5,076 per year in additional mortgage costs at current rates. Renters face a similar gap: $1,350/mo in Daytona Beach compared to $1,100/mo in Des Moines, a monthly difference of $250.

Grocery & Food Costs

Grocery expenses index at 104 in Daytona Beach and 96 in Des Moines. A household spending the national average of $475/month on groceries would pay approximately $494/month in Daytona Beach vs $456/month in Des Moines. Des Moines offers a meaningful advantage on everyday food costs, saving roughly $456/year.

Utility Expenses

Utility costs — electricity, gas, water, internet — index at 101 in Daytona Beach and 93 in Des Moines. Monthly utility bills average approximately $404 in Daytona Beach vs $372 in Des Moines. Utility costs are relatively comparable between these two cities.

Healthcare

Healthcare costs index at 99 in Daytona Beach and 97 in Des Moines. This encompasses insurance premiums, doctor visit copays, dental care, and prescription costs. Healthcare costs are relatively similar between these two cities, though individual plan costs can still vary.

Income & Purchasing Power

Median household income is $52,100 in Daytona Beach and $55,958 in Des Moines. After adjusting for local costs, purchasing-power-equivalent incomes are approximately $54,842 and $62,874 respectively. Des Moines residents come out ahead in real purchasing power.

Relocation Considerations

Under the standard 28% rule, a median-income household can allocate $1,216/month to housing in Daytona Beach vs $1,306/month in Des Moines. In Daytona Beach, median rent of $1,350/mo exceeds this threshold, suggesting renters may feel stretched. In Des Moines, median rent of $1,100/mo remains manageable. The biggest category-level difference between these two cities is Housing, where the gap is 19 index points — focus your budget analysis there.

Frequently Asked Questions

Des Moines is 6.7% more affordable overall with an index of 89 vs 95.
A $75,000 salary in Daytona Beach has equivalent purchasing power to approximately $70,263 in Des Moines, based on the cost of living difference.
Daytona Beach's housing index is 93 with median homes at $288,000, while Des Moines's is 74 with median homes at $210,000.

Moving & Relocation Resources

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